Not Ready to Commit? Don’t!

A good real estate agent can be your best friend. But if you are just kicking the tires at open houses and aren’t quite ready to buy, you probably want to look around without being bothered.  Some agents will probably leave you alone. But in competitive markets, where...

Odd Lots: Refis, DTIs and More

You found the house, secured your loan, closed the deal and moved in. So, you never need to pay attention to mortgage rates again, right?  Wrong! It pays to keep an eye on loan rates as they move up and down. A case in point:  In early September, the average rate on a...