Loan Originators
Who are the Top Loan Originators?
All over the state, loan originators have worked hard in the face of increased demand and increased regulatory burden; they are to be commended for their well-deserved success and their contributions to helping families achieve their dreams of homeownership.
The Warren Group, publisher of The Registry Review, has compiled the following list of the top loan originators of 2025. The originators are ranked by number of loans and loan volume statewide, and by the institution with which they are most closely affiliated (credit unions, banks and mortgage companies).
All loan totals in these rankings are for loans closed between Jan. 1 and Dec. 31, 2025. Totals include purchase loans for single-family and condominiums, and refinances for all residential property types (single-family, condominium, two- and three-families). The lenders listed here are the ones for which the originator made the majority of their loans within the year’s timeframe. Data sourced from public records may contain errors. For more information please contact Data Solutions at 617-896-5331.
Statewide by Volume
Banks
| Rank | Loan Originator | Authorized to Represent | Volume |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | $41,203,846 |
| 2 | Matthew Thomas | Merrimack County Savings Bank | $39,527,584 |
| 3 | Elizabeth Brothers | Meredith Village Savings Bank | $33,617,776 |
| 4 | Kelly Beebee | Meredith Village Savings Bank | $26,967,671 |
| 5 | Samantha Norrie | Union Bank | $26,548,063 |
| 6 | Edward Bidlack | Ledyard National Bank | $23,983,467 |
| 7 | Christine Waite | Bar Harbor Bank & Trust | $23,297,083 |
| 8 | Marcy Dembiec | Meredith Village Savings Bank | $22,928,626 |
| 9 | Doug Smith | Citizens Bank | $20,000,000 |
| 10 | Robert Hill | Camden National Bank | $18,618,895 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Heather Boyle | Holy Rosary Credit Union | $28,618,288 |
| 2 | Ryan Conroy | Service Credit Union | $28,072,850 |
| 3 | Stacey Gagnon | Triangle Credit Union | $20,710,715 |
| 4 | Kathleen Horgan | Service Credit Union | $18,624,200 |
| 5 | Courteney Shultz | Service Credit Union | $18,399,800 |
| 6 | Richard Haney | St. Mary’s Bank | $17,778,055 |
| 7 | Taylor Groves | Service Credit Union | $17,397,900 |
| 8 | Emily Giorgetti | Service Credit Union | $16,388,300 |
| 9 | Amanda Lefebvre | Members First Credit Union | $16,339,470 |
| 10 | Jennifer Brooks | Service Credit Union | $14,478,300 |
Mortgage Lenders
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | $146,863,552 |
| 2 | Andrew J. Lane | CMG Mortgage Inc. | $125,662,785 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | $81,277,417 |
| 4 | Jay Vogel | Guild Mortgage Company | $73,267,675 |
| 5 | Kyle J. Beetle | United Wholesale Mortgage | $52,579,573 |
| 6 | Kurt W. Strandson | Pinnacle Mortgage Corporation | $45,739,190 |
| 7 | Justin Perry | LoanDepot.Com LLC | $41,234,372 |
| 8 | Sarah Haberkorn | Envoy Mortgage LTD | $38,609,403 |
| 9 | Vicki Gordon | CMG Mortgage Inc. | $38,551,971 |
| 10 | Nicholas D Doucette | Blue Water Mortgage Corporation | $36,372,958 |
Statewide by Number
Banks
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Matthew Thomas | Merrimack County Savings Bank | 140 |
| 2 | Lori B. Borrin | Meredith Village Savings Bank | 123 |
| 3 | Christine Waite | Bar Harbor Bank & Trust | 102 |
| 4 | Sarah Rosley | Savings Bank of Walpole | 100 |
| 5 | Robert Hill | Camden National Bank | 96 |
| 6 | Jane M. Clifford | Mascoma Bank | 89 |
| 7 | Elizabeth Brothers | Meredith Village Savings Bank | 87 |
| 8 | Samantha Norrie | Union Bank | 87 |
| 9 | Kelly Beebee | Meredith Village Savings Bank | 86 |
| 10 | Marcy Dembiec | Meredith Village Savings Bank | 74 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Heather Boyle | Holy Rosary Credit Union | 154 |
| 2 | Amanda Lefebvre | Members First Credit Union | 103 |
| 3 | Courteney Shultz | Service Credit Union | 97 |
| 4 | Stacey Gagnon | Triangle Credit Union | 94 |
| 5 | Taylor Groves | Service Credit Union | 84 |
| 6 | Ryan Conroy | Service Credit Union | 82 |
| 7 | Kellie Lievens | Granite State Credit Union | 82 |
| 8 | Kathleen Horgan | Service Credit Union | 81 |
| 9 | Sheila Walter | Holy Rosary Credit Union | 80 |
| 10 | Kaleigh Fuller | Granite State Credit Union | 77 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Mary M Merrill | CMG Mortgage Inc. | 376 |
| 2 | Andrew J. Lane | CMG Mortgage Inc. | 248 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | 191 |
| 4 | Jay Vogel | Guild Mortgage Company | 177 |
| 5 | Kyle J. Beetle | United Wholesale Mortgage | 115 |
| 6 | Sarah Haberkorn | Envoy Mortgage LTD | 102 |
| 7 | Kurt W. Strandson | Pinnacle Mortgage Corporation | 101 |
| 8 | Gary Manyak | Priority Funding LLC | 99 |
| 9 | Vicki Gordon | CMG Mortgage Inc. | 94 |
| 10 | Justin Perry | LoanDepot.Com LLC | 83 |
Merrimack-Seacoast by Volume
*Hillsborough, Merrimack, Rockingham and Strafford counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Matthew Thomas | Merrimack County Savings Bank | $33,309,234 |
| 2 | Doug Smith | Citizens Bank | $20,000,000 |
| 3 | Stanford Cross | Bangor Savings Bank | $17,494,167 |
| 4 | Coralie Obrien | First Seacoast Bank | $17,064,731 |
| 5 | Keri Hankus | Salem Cooperative Bank | $16,055,150 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Heather Boyle | Holy Rosary Credit Union | $23,832,090 |
| 2 | Ryan Conroy | Service Credit Union | $21,426,150 |
| 3 | Stacey Gagnon | Triangle Credit Union | $19,761,315 |
| 4 | Richard Haney | St. Mary’s Bank | $16,183,655 |
| 5 | Amanda Lefebvre | Members First Credit Union | $15,607,970 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Volume |
|
1 |
Mary M. Merrill | CMG Mortgage Inc. | $118,799,795 |
| 2 | Andrew J. Lane | CMG Mortgage Inc. | $118,461,766 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | $70,759,255 |
| 4 | Jay Vogel | Guild Mortgage Company | $67,304,265 |
| 5 | Kyle J. Beetle | United Wholesale Mortgage | $46,941,713 |
Editor’s Note: This information appeared incorrectly in the June 22, 2026 issue of The Registry Review. In the newspaper, the volume of loans in the Merrimack-Seacoast region inadvertently ran as the number of loans in the region. The above information is correct. We regret the error.
Merrimack-Seacoast by Number
*Hillsborough, Merrimack and Rockingham counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | 102 |
| 2 | Elizabeth Brothers | Meredith Village Savings Bank | 74 |
| 3 | Kelly Beebee | Meredith Village Savings Bank | 71 |
| 4 | Robert Hill | Camden National Bank | 69 |
| 5 | Samantha Norrie | Union Bank | 35 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Heather Boyle | Holy Rosary Credit Union | 29 |
| 2 | Courteney Shultz | Service Credit Union | 16 |
| 3 | Alexandria Elmasry | Granite State Credit Union | 14 |
| 4 | Kathleen Horgan | Service Credit Union | 14 |
| 5 | Kellie Lievens | Granite State Credit Union | 13 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | 52 |
| 2 | Kaylie A. Dean | CMG Mortgage Inc. | 38 |
| 3 | Diane L. Hooper | CMG Mortgage Inc. | 27 |
| 4 | Merron Treadwell | CMG Mortgage Inc. | 23 |
| 5 | Morgan Cartonio | Guild Mortgage Company | 20 |
Lakes and Mountains by Volume
*Belknap, Carroll, Coos and Grafton counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | $34,146,257 |
| 2 | Elizabeth Brothers | Meredith Village Savings Bank | $30,577,776 |
| 3 | Kelly Beebee | Meredith Village Savings Bank | $22,105,546 |
| 4 | Robert Hill | Camden National Bank | $12,897,630 |
| 5 | Samantha Norrie | Union Bank | $9,747,063 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Heather Boyle | Holy Rosary Credit Union | $4,746,198 |
| 2 | Ryan Conroy | Service Credit Union | $3,596,600 |
| 3 | Courteney Shultz | Service Credit Union | $3,440,950 |
| 4 | Jason West | Service Credit Union | $2,716,250 |
| 5 | Alexandria Elmasry | Granite State Credit Union | $2,554,000 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | $19,379,550 |
| 2 | Kaylie A. Dean | CMG Mortgage Inc. | $12,702,978 |
| 3 | Diane L. Hooper | CMG Mortgage Inc. | $9,105,892 |
| 4 | Merron Treadwell | CMG Mortgage Inc. | $8,647,530 |
| 5 | Morgan Cartonio | Guild Mortgage Company | $6,696,237 |
Lakes and Mountains by Number
*Belknap, Carroll, Coos and Grafton counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Elizabeth Brothers | Meredith Village Savings Bank | 103 |
| 2 | Kelly Beebee | Meredith Village Savings Bank | 98 |
| 3 | Marcy Dembiec | Meredith Village Savings Bank | 87 |
| 4 | Lori B. Borrin | Meredith Village Savings Bank | 80 |
| 5 | Samantha Norrie | Union Bank | 73 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Kathleen Horgan | Service Credit Union | 31 |
| 2 | Kellie Lievens | Granite State Credit Union | 27 |
| 3 | Alexandria Elmasry | Granite State Credit Union | 27 |
| 4 | Pepper McGlone | Northeast Credit Union | 18 |
| 5 | Sheila Walter | Holy Rosary Credit Union | 18 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Patricia A. Jones | CMG Mortgage Inc. | 46 |
| 2 | Mary M. Merrill | CMG Mortgage Inc. | 37 |
| 3 | Diane L. Hooper | Movement Mortgage LLC | 25 |
| 4 | Joshua M. Bennett | Title Mortgage Solution LLC | 24 |
| 5 | William J. Vierzen | Title Mortgage Solution LLC | 22 |
Dartmouth-Monadnock by Volume
*Cheshire and Sullivan counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Sarah Rosley | Savings Bank of Walpole | $16,468,708 |
| 2 | Marcy Dembiec | Meredith Village Savings Bank | $16,370,060 |
| 3 | Samantha Norrie | Union Bank | $15,756,000 |
| 4 | Edward Bidlack | Ledyard National Bank | $14,177,460 |
| 5 | Christine Waite | Bar Harbor Bank & Trust | $13,180,983 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Jennifer Brooks | Service Credit Union | $5,097,550 |
| 2 | Kathleen Horgan | Service Credit Union | $3,951,900 |
| 3 | Ryan Conroy | Service Credit Union | $3,050,100 |
| 4 | Jonathan Neurock | 802 Credit Union | $2,965,300 |
| 5 | Joyce Cutler | GFA Federal Credit Union | $2,620,800 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Volume |
| 1 | Robert A. Messenger Jr. | EMM Loans LLC | $29,999,054 |
| 2 | Gregory R. Curry | CMG Mortgage Inc. | $23,431,474 |
| 3 | Jake Donovan | EMM Loans LLC | $17,960,074 |
| 4 | Joshua M. Bennett | Title Mortgage Solution LLC | $16,644,035 |
| 5 | Deborah L. Austin-Brown | HarborOne Mortgage* | $10,279,028 |
*HarborOne Mortgage merged with Eastern Bank in 2025
Dartmouth-Monadnock by Number
*Cheshire and Sullivan counties
Banks
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Sarah Rosley | Savings Bank of Walpole | 96 |
| 2 | Jane M. Clifford | Mascoma Bank | 71 |
| 3 | Samantha Monson | Savings Bank of Walpole | 66 |
| 4 | Christine Waite | Bar Harbor Bank & Trust | 57 |
| 5 | Marcy Dembiec | Meredith Village Savings Bank | 54 |
Credit Unions
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Jennifer Brooks | Service Credit Union | 30 |
| 2 | Kathleen Horgan | Service Credit Union | 22 |
| 3 | Joyce Cutler | GFA Federal Credit Union | 21 |
| 4 | Jonathan Neurock | 802 Credit Union | 19 |
| 5 | Taylor Groves | Service Credit Union | 15 |
Mortgage Companies
| Rank | Loan Originator Name | Authorized to Represent | Number of Loans |
| 1 | Gregory R. Curry | CMG Mortgage Inc. | 78 |
| 2 | Robert A. Messenger Jr. | EMM Loans LLC | 67 |
| 3 | Jake Donovan | EMM Loans LLC | 50 |
| 4 | Joshua M. Bennett | Title Mortgage Solution LLC | 37 |
| 5 | Deborah L. Austin-Brown | HarborOne Mortgage* | 35 |
*HarborOne Mortgage merged with Eastern Bank in 2025
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