Loan Originators
Who are the Top Loan Originators?
All over the state, loan originators have worked hard in the face of increased demand and increased regulatory burden; they are to be commended for their well-deserved success and their contributions to helping families achieve their dreams of homeownership.
The Warren Group, publisher of The Registry Review, has compiled the following list of the top loan originators of 2021. The originators are ranked by number of loans and loan volume statewide, and by the institution with which they are most closely affiliated (credit unions, banks and mortgage companies).
All loan totals in these rankings are for loans closed between Jan. 1 and Dec. 31, 2021. Totals include purchase loans for single-family and condominiums, and refinances and HELOCs for all residential property types (single-family, condominium, two- and three-families). The lenders listed here are the ones for which the originator made the majority of their loans within the year’s timeframe. Data sourced from public records may contain errors. For more information please contact Data Solutions at 617-896-5331.
Statewide by Volume
*Covers all residential sales. Includes HELOCs
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Matthew Thomas | Merrimack County Savings Bank | $78,360,991 |
| 2 | Lori B. Borrin | Meredith Village Savings Bank | $66,136,194 |
| 3 | Susan Ross | Meredith Village Savings Bank | $42,840,407 |
| 4 | Christine Greenwood Smart | Savings Bank of Walpole | $42,525,375 |
| 5 | Marcy Dembiec | Meredith Village Savings Bank | $42,199,497 |
| 6 | Laurel Hansen | Bar Harbor Bank & Trust | $41,299,230 |
| 7 | Kelly Beebee | Meredith Village Savings Bank | $40,684,827 |
| 8 | Michael Hannon | Bar Harbor Bank & Trust | $40,352,750 |
| 9 | Robert Gagnon | Cambridge Trust Co. | $38,823,719 |
| 10 | Merron Treadwell | Northway Bank | $34,486,512 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Richard Haney | St. Mary’s Bank | $43,797,175 |
| 2 | Stacey Gagnon | Triangle Credit Union | $40,160,805 |
| 3 | Judy Kurisko Leclerc | St. Mary’s Bank | $39,135,598 |
| 4 | Sunshine Voisine | St. Mary’s Bank | $35,598,329 |
| 5 | Pepper Mcglone | Northeast Credit Union | $33,743,965 |
| 6 | Heather Economides | Bellwether Community Credit Union | $33,050,357 |
| 7 | Howard King | St. Mary’s Bank | $31,279,380 |
| 8 | David Stoddard | St. Mary’s Bank | $30,240,741 |
| 9 | Bob Whittaker | St. Mary’s Bank | $29,653,480 |
| 10 | Carol Callihan | Service Credit Union | $29,424,100 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Jay Vogel | Residential Mortgage Services Inc. | $119,932,322 |
| 2 | Mary M Merrill | CMG Mortgage Inc. | $115,339,104 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | $99,378,762 |
| 4 | Michael R. Comerford | United Shore Financial Services LLC | $90,025,525 |
| 5 | Andrew J. Lane | CMG Mortgage Inc | $84,385,335 |
| 6 | Justin Perry | LoanDepot.Com LLC | $81,988,869 |
| 7 | Kevin Fournier | Residential Mortgage Services Inc. | $80,270,240 |
| 8 | Sarah Haberkorn | Envoy Mortgage LTD | $63,182,238 |
| 9 | Joseph A. Gagnon | Residential Mortgage Services Inc. | $63,081,174 |
| 10 | James L. Collins | CMG Mortgage Inc | $62,700,278 |
Statewide by Number
*Covers all residential sales. Includes HELOCs
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Matthew Thomas | Merrimack County Savings Bank | 294 |
| 2 | Lori B. Borrin | Meredith Village Savings Bank | 243 |
| 3 | Christine Greenwood Smart | Savings Bank of Walpole | 216 |
| 4 | Marcy Dembiec | Meredith Village Savings Bank | 184 |
| 5 | Kelly Beebee | Meredith Village Savings Bank | 176 |
| 6 | Sarah Rosley | Savings Bank of Walpole | 162 |
| 7 | Laurel Hansen | Bar Harbor Bank & Trust | 152 |
| 8 | Lisa J. Goclowski | Wells Fargo Bank NA | 140 |
| 9 | Susan Ross | Meredith Village Savings Bank | 128 |
| 10 | Michael Hannon | Bar Harbor Bank & Trust | 119 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Stacey Gagnon | Triangle Credit Union | 230 |
| 2 | Stephanie Mccarthy | Granite State Credit Union | 178 |
| 3 | Richard Haney | St. Mary’s Bank | 174 |
| 4 | Christine Wellington | Service Credit Union | 168 |
| 5 | Carol Callihan | Service Credit Union | 164 |
| 6 | Judy Kurisko Leclerc | St. Mary’s Bank | 160 |
| 7 | Jennifer Brooks | Service Credit Union | 155 |
| 8 | Pepper Mcglone | Northeast Credit Union | 155 |
| 9 | Heather Economides | Bellwether Community Credit Union | 154 |
| 10 | Larry George | Service Credit Union | 148 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Mary M Merrill | CMG Mortgage Inc. | 436 |
| 2 | Jay Vogel | Residential Mortgage Services Inc. | 391 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | 332 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | 268 |
| 5 | Kevin Fournier | Residential Mortgage Services Inc. | 258 |
| 6 | Sarah Haberkorn | Envoy Mortgage LTD | 238 |
| 7 | Michael R. Comerford | United Shore Financial Services LLC | 237 |
| 8 | Justin Perry | LoanDepot.Com LLC | 225 |
| 9 | Joseph A. Gagnon | Residential Mortgage Services Inc. | 217 |
| 10 | Kurt W. Strandson | United Shore Financial Services LLC | 198 |
Southeast by Volume
*Covers all residential sales. Includes HELOCs
*Hillsborough, Merrimack, Rockingham and Strafford counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Matthew Thomas | Merrimack County Savings Bank | $72,262,223 |
| 2 | Robert Gagnon | Cambridge Trust Co. | $35,748,719 |
| 3 | Laurel Hansen | Bar Harbor Bank & Trust | $31,926,022 |
| 4 | Kim Kelley | Salem Cooperative Bank | $28,397,605 |
| 5 | Anne Swane | Citizens Financial Group | $27,751,946 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Richard Haney | St. Mary’s Bank | $40,961,375 |
| 2 | Stacey Gagnon | Triangle Credit Union | $38,588,505 |
| 3 | Judy Kurisko Leclerc | St. Mary’s Bank | $37,294,302 |
| 4 | Sunshine Voisine | St. Mary’s Bank | $33,742,799 |
| 5 | Heather Economides | Bellwether Community Credit Union | $28,586,076 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Jay Vogel | Residential Mortgage Services Inc. | $115,669,259 |
| 2 | Mary M. Merrill | CMG Mortgage Inc. | $98,434,279 |
| 3 | Michael R. Comerford | United Shore Financial Services LLC | $84,308,538 |
| 4 | Joseph J. Cipollo | CMG Mortgage Inc. | $83,163,310 |
| 5 | Andrew J. Lane | CMG Mortgage Inc. | $80,419,663 |
Southeast by Number
*Covers all residential sales. Includes HELOCs
*Hillsborough, Merrimack and Rockingham counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Matthew Thomas | Merrimack County Savings Bank | 267 |
| 2 | Lisa J. Goclowski | Wells Fargo Bank, N.A. | 121 |
| 3 | Laurel Hansen | Bar Harbor Bank & Trust | 115 |
| 4 | Keri Hankus | Salem Cooperative Bank | 98 |
| 5 | Ann Senibaldi | Citizens Financial Group | 98 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Stacey Gagnon | Triangle Credit Union | 222 |
| 2 | Richard Haney | St. Mary’s Bank | 160 |
| 3 | Judy Kurisko Leclerc | St. Mary’s Bank | 151 |
| 4 | Stephanie Mccarthy | Granite State Credit Union | 145 |
| 5 | Christine Wellington | Service Credit Union | 140 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Jay Vogel | Residential Mortgage Services Inc. | 376 |
| 2 | Mary M. Merrill | CMG Mortgage Inc. | 370 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | 276 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | 253 |
| 5 | Michael R. Comerford | United Shore Financial Services LLC | 221 |
Lakes and Mountains by Volume
*Covers all residential sales. Includes HELOCs
*Belknap, Carroll and Coos counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | $53,037,831 |
| 2 | Susan Ross | Meredith Village Savings Bank | $37,866,743 |
| 3 | Kelly Beebee | Meredith Village Savings Bank | $33,494,747 |
| 4 | Merron Treadwell | Northway Bank | $21,591,912 |
| 5 | Nanci Coughlin | Meredith Village Savings Bank | $20,467,427 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Kathleen Horgan | Service Credit Union | $7,274,450 |
| 2 | Craig Hosterman | New Hampshire Federal Credit Union | $5,948,183 |
| 3 | Pepper McGlone | Northeast Credit Union | $5,275,124 |
| 4 | Vanessa Reilly | Northeast Credit Union | $3,825,300 |
| 5 | Stephanie Mccarthy | Granite State Credit Union | $3,285,750 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Patricia A. Jones | CMG Mortgage Inc. | $24,512,318 |
| 2 | Diane L. Hooper | American Neighborhood Mortgage Acceptance | $16,992,738 |
| 3 | Jonathan A. Ferrante | Blue Water Mortgage Corp. | $15,782,601 |
| 4 | Randy Guida | Residential Mortgage Services Inc. | $11,578,042 |
| 5 | Mary M. Merrill | CMG Mortgage Inc. | $11,231,679 |
Lakes and Mountains by Number
*Covers all residential sales. Includes HELOCs
*Belknap, Carroll and Coos counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | 189 |
| 2 | Kelly Beebee | Meredith Village Savings Bank | 143 |
| 3 | Susan Ross | Meredith Village Savings Bank | 118 |
| 4 | Robert Hill | Northway Bank | 108 |
| 5 | Eric Petell | Meredith Village Savings Bank | 76 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Kathleen Horgan | Service Credit Union | 54 |
| 2 | Pepper McGlone | Northeast Credit Union | 29 |
| 3 | Sheila Walter | Holy Rosary Credit Union | 24 |
| 4 | Stephanie Mccarthy | Granite State Credit Union | 23 |
| 5 | Vanessa Reilly | Northeast Credit Union | 21 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Patricia A. Jones | CMG Mortgage Inc. | 95 |
| 2 | Diane L. Hooper | American Neighborhood Mortgage Acceptance | 68 |
| 3 | Randy Guida | Residential Mortgage Services Inc. | 56 |
| 4 | Jonathan A. Ferrante | Blue Water Mortgage Corp. | 43 |
| 5 | Mary M. Merrill | CMG Mortgage Inc. | 40 |
Upper and Lower Valley by Volume
*Covers all residential sales. Includes HELOCs
*Cheshire, Grafton and Sullivan counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Christine Greenwood Smart | Savings Bank of Walpole | $41,306,325 |
| 2 | Marcy Dembiec | Meredith Village Savings Bank | $31,928,592 |
| 3 | Sarah Rosley | Savings Bank of Walpole | $28,460,944 |
| 4 | Michael Hannon | Bar Harbor Bank & Trust | $19,440,429 |
| 5 | Sherry Noyes | Mascoma Bank | $17,936,486 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Jennifer Brooks | Service Credit Union | $14,596,250 |
| 2 | Christopher Gilman | Service Credit Union | $6,400,350 |
| 3 | Ethan D. Grimes | River Valley Credit Union | $4,023,050 |
| 4 | Kathleen Horgan | Service Credit Union | $3,676,500 |
| 5 | Gina Vecchi | GFA Federal Credit Union | $3,400,150 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | William J. Vierzen | Title Mortgage Solution LLC | $41,317,750 |
| 2 | Gregory R. Curry | CMG Mortgage Inc. | $33,783,370 |
| 3 | Joshua M. Bennett | Title Mortgage Solution LLC | $32,890,307 |
| 4 | Robert A. Messenger Jr. | E Mortgage Management LLC | $23,729,596 |
| 5 | Deborah L. Austin Brown | HarborOne Mortgage | $19,995,545 |
Upper and Lower Valley by Number
*Covers all residential sales. Includes HELOCs
*Cheshire, Grafton and Sullivan counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Christine Greenwood Smart | Savings Bank of Walpole | 211 |
| 2 | Sarah Rosley | Savings Bank of Walpole | 159 |
| 3 | Marcy Dembiec | Meredith Village Savings Bank | 146 |
| 4 | Florence Courtemanche | Mascoma Bank | 94 |
| 5 | Samantha Norrie | Union Bank | 70 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Jennifer Brooks | Service Credit Union | 101 |
| 2 | Christopher Gilman | Service Credit Union | 31 |
| 3 | Ethan D. Grimes | River Valley Credit Union | 27 |
| 4 | Kathleen Horgan | Service Credit Union | 23 |
| 5 | Gina Vecchi | GFA Federal Credit Union | 21 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Gregory R. Curry | CMG Mortgage Inc. | 146 |
| 2 | William J. Vierzen | Title Mortgage Solution LLC | 99 |
| 3 | Joshua M. Bennett | Title Mortgage Solution LLC | 98 |
| 4 | Deborah L. Austin Brown | HarborOne Mortgage | 98 |
| 5 | Robert A. Messenger Jr. | E Mortgage Management LLC | 78 |
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