Loan Originators
Who are the Top Loan Originators?
All over the state, loan originators have worked hard in the face of increased demand and increased regulatory burden; they are to be commended for their well-deserved success and their contributions to helping families achieve their dreams of homeownership.
The Warren Group, publisher of The Registry Review, has compiled the following list of the top loan originators of 2022. The originators are ranked by number of loans and loan volume statewide, and by the institution with which they are most closely affiliated (credit unions, banks and mortgage companies).
All loan totals in these rankings are for loans closed between Jan. 1 and Dec. 31, 2022. Totals include purchase loans for single-family and condominiums, and refinances for all residential property types (single-family, condominium, two- and three-families). The lenders listed here are the ones for which the originator made the majority of their loans within the year’s timeframe. Data sourced from public records may contain errors. For more information please contact Data Solutions at 617-896-5331.
Statewide by Volume
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | $81,536,341 |
| 2 | Matthew Thomas | Merrimack County Savings Bank | $65,734,652 |
| 3 | Kelly Beebee | Meredith Village Savings Bank | $56,364,393 |
| 4 | Merron Treadwell | Northway Bank | $49,861,985 |
| 5 | Jennifer Hartley | Partners Bank of New England | $45,635,551 |
| 6 | Robert Gagnon | Cambridge Trust Co. | $40,078,383 |
| 7 | Elizabeth Brothers | Meredith Village Savings Bank | $34,902,000 |
| 8 | Marcy Dembiec | Meredith Village Savings Bank | $34,895,615 |
| 9 | Sarah Rosley | Savings Bank of Walpole | $30,080,058 |
| 10 | Coralie Obrien | First Seacoast Bank | $23,132,685 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Brittany Howe | Digital Federal Credit Union | $40,461,117 |
| 2 | Stacey Gagnon | Triangle Credit Union | $36,098,898 |
| 3 | Laura Ringenwald | Service Credit Union | $32,700,950 |
| 4 | Judy Kurisko Leclerc | St. Mary’s Bank | $24,387,915 |
| 5 | Amanda Lefebvre | Members First Credit Union | $23,465,575 |
| 6 | Shania Lee | Service Credit Union | $22,854,650 |
| 7 | Richard Haney | St. Mary’s Bank | $22,574,021 |
| 8 | Sheila Walter | Holy Rosary Credit Union | $22,312,549 |
| 9 | Heather Boyle | Holy Rosary Credit Union | $21,505,596 |
| 10 | Jennifer Brooks | Service Credit Union | $21,066,200 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | $76,900,233 |
| 2 | Jay Vogel | Guild Mortgage Co. | $72,127,253 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | $68,719,659 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | $51,951,328 |
| 5 | Kurt W. Strandson | Pinnacle Mortgage Group Inc. | $41,959,439 |
| 6 | Joseph A. Gagnon | Guild Mortgage Co. | $38,429,938 |
| 7 | Michael R. Comerford | United Wholesale Mortgage | $36,615,344 |
| 8 | John McGrath III | Luminate Home Loans | $35,609,464 |
| 9 | Shant Banosian | Guaranteed Rate Inc. | $33,724,906 |
| 10 | Joshua M. Bennett | Title Mortgage Solution LLC | $33,332,904 |
Statewide by Number
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | 205 |
| 2 | Matthew Thomas | Merrimack County Savings Bank | 203 |
| 3 | Sarah Rosley | Savings Bank of Walpole | 172 |
| 4 | Kelly Beebee | Meredith Village Savings Bank | 171 |
| 5 | Marcy Dembiec | Meredith Village Savings Bank | 141 |
| 6 | Merron Treadwell | Northway Bank | 125 |
| 7 | Jennifer Hartley | Partners Bank of New England | 116 |
| 8 | Samantha Monson | Savings Bank of Walpole | 107 |
| 9 | Elizabeth Brothers | Meredith Village Savings Bank | 94 |
| 10 | Keri Hankus | Salem Cooperative Bank | 91 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Laura Ringenwald | Service Credit Union | 285 |
| 2 | Brittany Howe | Digital Federal Credit Union | 241 |
| 3 | Stacey Gagnon | Triangle Credit Union | 216 |
| 4 | Sheila Walter | Holy Rosary Credit Union | 199 |
| 5 | Amanda Lefebvre | Members First Credit Union | 173 |
| 6 | Heather Boyle | Holy Rosary Credit Union | 169 |
| 7 | Jennifer Brooks | Service Credit Union | 167 |
| 8 | Jason West | Service Credit Union | 162 |
| 9 | Alexandria Elmasry | Granite State Credit Union | 159 |
| 10 | Shania Lee | Service Credit Union | 157 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | 261 |
| 2 | Joseph J. Cipollo | CMG Mortgage Inc. | 208 |
| 3 | Jay Vogel | Guild Mortgage Co. | 201 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | 146 |
| 5 | Kurt W. Strandson | Pinnacle Mortgage Group Inc. | 127 |
| 6 | Joseph A. Gagnon | Guild Mortgage Co. | 123 |
| 7 | John McGrath III | Luminate Home Loans | 105 |
| 8 | Kimberly R. Riddell | CMG Mortgage Inc. | 95 |
| 9 | Gary Manyak | Priority Funding LLC | 94 |
| 10 | Michael R. Comerford | United Wholesale Mortgage | 94 |
Southeast by Volume
*Hillsborough, Merrimack, Rockingham and Strafford counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Matthew Thomas | Merrimack County Savings Bank | $55,832,902 |
| 2 | Robert Gagnon | Cambridge Trust Co. | $37,502,983 |
| 3 | Jennifer Hartley | Partners Bank of New England | $35,026,701 |
| 4 | Kim Kelley | Salem Cooperative Bank | $22,600,916 |
| 5 | Coralie O’Brien | First Seacoast Bank | $21,813,635 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Brittany Howe | Digital Federal Credit Union | $38,527,672 |
| 2 | Stacey Gagnon | Triangle Credit Union | $34,345,658 |
| 3 | Laura Ringenwald | Service Credit Union | $25,823,700 |
| 4 | Judy Kurisko Leclerc | St. Mary’s Bank | $22,584,515 |
| 5 | Amanda Lefebvre | Members First Credit Union | $22,089,575 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Jay Vogel | Guild Mortgage Co. | $66,695,252 |
| 2 | Mary M. Merrill | CMG Mortgage Inc. | $66,342,537 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | $58,621,292 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | $46,973,136 |
| 5 | Kurt W. Strandson | Pinnacle Mortgage Group Inc. | $40,017,489 |
Southeast by Number
*Hillsborough, Merrimack and Rockingham counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Matthew Thomas | Merrimack County Savings Bank | 183 |
| 2 | Keri Hankus | Salem Cooperative Bank | 89 |
| 3 | Jennifer Hartley | Partners Bank of New England | 86 |
| 4 | Kim Kelley | Salem Cooperative Bank | 75 |
| 5 | Jody Ronayne | Pentucket Bank | 69 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Brittany Howe | Digital Federal Credit Union | 228 |
| 2 | Laura Ringenwald | Service Credit Union | 220 |
| 3 | Stacey Gagnon | Triangle Credit Union | 208 |
| 4 | Sheila Walter | Holy Rosary Credit Union | 166 |
| 5 | Amanda Lefebvre | Members First Credit Union | 161 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Mary M. Merrill | CMG Mortgage Inc. | 218 |
| 2 | Jay Vogel | Guild Mortgage Co. | 183 |
| 3 | Joseph J. Cipollo | CMG Mortgage Inc. | 173 |
| 4 | Andrew J. Lane | CMG Mortgage Inc. | 130 |
| 5 | Kurt W. Strandson | Pinnacle Mortgage Group Inc. | 119 |
Lakes and Mountains by Volume
*Belknap, Carroll, Coos and Grafton counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | $71,474,745 |
| 2 | Kelly Beebee | Meredith Village Savings Bank | $52,350,264 |
| 3 | Merron Treadwell | Northway Bank | $45,355,945 |
| 4 | Marcy Dembiec | Meredith Village Savings Bank | $32,269,515 |
| 5 | Elizabeth Brothers | Meredith Village Savings Bank | $31,886,000 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Kathleen Horgan | Service Credit Union | $6,349,600 |
| 2 | Alexandria Elmasry | Granite State Credit Union | $4,890,750 |
| 3 | Laura Ringenwald | Service Credit Union | $4,712,850 |
| 4 | Erik Bergeron | Northeast Credit Union | $3,930,672 |
| 5 | Heather Boyle | Holy Rosary Credit Union | $3,582,750 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | William J. Vierzen | Title Mortgage Solution LLC | $24,983,138 |
| 2 | Joshua M. Bennett | Title Mortgage Solution LLC | $22,468,039 |
| 3 | Patricia A. Jones | CMG Mortgage Inc | $13,394,125 |
| 4 | Jonathan A. Ferrante | Blue Water Mortgage Corporation | $10,860,837 |
| 5 | Mary M. Merrill | CMG Mortgage Inc. | $9,491,414 |
Lakes and Mountains by Number
*Belknap, Carroll, Coos and Grafton counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Lori B. Borrin | Meredith Village Savings Bank | 179 |
| 2 | Kelly Beebee | Meredith Village Savings Bank | 159 |
| 3 | Marcy Dembiec | Meredith Village Savings Bank | 132 |
| 4 | Merron Treadwell | Northway Bank | 108 |
| 5 | Elizabeth Brothers | Meredith Village Savings Bank | 83 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Kathleen Horgan | Service Credit Union | 52 |
| 2 | Laura Ringenwald | Service Credit Union | 41 |
| 3 | Sheila Walter | Holy Rosary Credit Union | 31 |
| 4 | Alexandria Elmasry | Granite State Credit Union | 30 |
| 5 | Heather Boyle | Holy Rosary Credit Union | 23 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Joshua M. Bennett | Title Mortgage Solution LLC | 48 |
| 2 | Patricia A. Jones | CMG Mortgage Inc. | 47 |
| 3 | William J. Vierzen | Title Mortgage Solution LLC | 42 |
| 4 | Mary M. Merrill | CMG Mortgage Inc. | 37 |
| 5 | Jonathan A. Ferrante | Blue Water Mortgage Corporation | 34 |
Connecticut Valley by Volume
*Cheshire and Sullivan counties
Banks
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Sarah Rosley | Savings Bank of Walpole | $26,428,372 |
| 2 | Samantha Monson | Savings Bank of Walpole | $14,596,330 |
| 3 | Christine Greenwood-Smart | Savings Bank of Walpole | $11,275,729 |
| 4 | Deborah L. Austin-Brown | HarborOne Bank | $10,859,450 |
| 5 | Terri L. Crate | Sugar River Bank | $8,589,411 |
Credit Unions
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Jennifer Brooks | Service Credit Union | $9,202,900 |
| 2 | Ethan D. Grimes | 802 Credit Union | $3,509,250 |
| 3 | Joyce Cutler | GFA Federal Credit Union | $2,965,150 |
| 4 | Edmond E. Perry | GFA Federal Credit Union | $2,563,200 |
| 5 | Ryan Conroy | Service Credit Union | $2,243,700 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Loan Volume |
| 1 | Gregory R. Curry | CMG Mortgage Inc. | $20,868,328 |
| 2 | Kathleen O. Malloy | CMG Mortgage Inc. | $8,588,740 |
| 3 | Joshua M. Bennett | Title Mortgage Solution LLC | $6,424,690 |
| 4 | Joseph J. Cipollo | CMG Mortgage Inc. | $5,168,320 |
| 5 | Jake Donovan | E Mortgage Management LLC | $3,868,660 |
Connecticut Valley by Number
*Cheshire and Sullivan counties
Banks
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Sarah Rosley | Savings Bank of Walpole | 161 |
| 2 | Samantha Monson | Savings Bank of Walpole | 106 |
| 3 | Christine Greenwood-Smart | Savings Bank of Walpole | 50 |
| 4 | Tor Stenberg | Sugar River Bank | 46 |
| 5 | Deborah L. Austin-Brown | HarborOne Bank | 45 |
Credit Unions
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Jennifer Brooks | Service Credit Union | 70 |
| 2 | Laura Ringenwald | Service Credit Union | 24 |
| 3 | Joyce Cutler | GFA Federal Credit Union | 20 |
| 4 | Gina Vecchi | GFA Federal Credit Union | 18 |
| 5 | Michael D. Rounds | One Credit Union | 18 |
Mortgage Companies
| Rank | Name | Authorized to Represent | Number of Loans |
| 1 | Gregory R. Curry | CMG Mortgage Inc. | 83 |
| 2 | Kathleen O. Malloy | CMG Mortgage Inc. | 32 |
| 3 | Joshua M. Bennett | Title Mortgage Solution LLC | 20 |
| 4 | Joseph J. Cipollo | CMG Mortgage Inc. | 18 |
| 5 | Sarah Haberkorn | Envoy Mortgage LTD | 16 |
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