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Refis Soared in 2020, But Can Boom Continue?

Refis Soared in 2020, But Can Boom Continue?

by Bram Berkowitz | Nov 30, 2020 | Banking & Lending

Banks have had plenty of challenges in 2020 including lower commercial loan demand, less net interest income in the ultra-low-rate environment, and higher credit costs as a result of the coronavirus pandemic.  But if there has been one silver lining, it’s in the...
Banks Find Deployment Opportunities for Excess Liquidity

Banks Find Deployment Opportunities for Excess Liquidity

by Bram Berkowitz | Oct 26, 2020 | Banking & Lending

While excess deposits are far from a banker’s primary concern, they can become problematic when there’s nowhere to deploy them, a situation many banks find themselves in as credit has tightened and business lending customers tighten their own belts due to an uncertain...
Despite Pandemic, Some Lenders Found Room to Grow

Despite Pandemic, Some Lenders Found Room to Grow

by Bram Berkowitz | Sep 14, 2020 | Banking & Lending

While most financial institutions likely spent much of the first half of the year focusing on credit quality and the Paycheck Protection Program, some banks and credit unions still managed to find time to grow their loan books during the coronavirus pandemic.  The...
Banks Took Different Paths for PPP Success

Banks Took Different Paths for PPP Success

by Bram Berkowitz | Aug 23, 2020 | Banking & Lending

The banking community delivered an extraordinary effort in the Paycheck Protection Program, helping the U.S. Small Business Administration disburse nearly $497 billion in total loan volume in less than two months, a task bankers once would have thought impossible. ...
Landlords Prepare for Return to the Office

Landlords Prepare for Return to the Office

by Bram Berkowitz | Jun 22, 2020 | Commercial & Industrial, Coronavirus

With Gov. Chris Sununu’s stay-at-home order now lifted, many businesses in the Granite State are returning to the office, a move that landlords have been preparing for in order to make businesses and employees feel safe amid the coronavirus pandemic.  While the order...
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