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Late with Payments? Call Your Lender Now

by Lew Sichelman | Dec 8, 2025 | Opinion, Residential Real Estate

The strain on every homeowner’s pocketbook is showing up in all the usual places. The typical indicators of homeowner financial stress – mortgage delinquencies and foreclosure filings – are rising across the land. Late payments across all credit tiers – auto loans,...

Credit Scores Help Insurance Premiums, Not Just Mortgage Rates

by Lew Sichelman | Dec 1, 2025 | Opinion, Residential Real Estate

Most homebuyers know that the key to obtaining a lower mortgage rate is a good credit score. But new research has also found a direct link between credit scores and insurance premiums. In a report released in August, the Consumer Federation of America and the Climate...

Few Changes in Real Estate Agent Fees

by Lew Sichelman | Nov 7, 2025 | Opinion, Residential Real Estate

The supposedly “earthshaking” legal settlement that was supposed to drive down real estate commissions, saving buyers and sellers thousands of dollars in the process, wasn’t so tumultuous after all. Twelve months after the National Association of Realtors agreed to...

An Untimely Death Changes Everything

by Lew Sichelman | Nov 3, 2025 | Opinion, Residential Real Estate

What happens when the person buying your house dies before the closing date? Or when your tenant passes away mid-lease? The short answer: Everything changes. Typically, when a homebuyer passes, their right to the contract passes to their beneficiaries or heirs, who...

How to Save on Selling Expenses

by Lew Sichelman | Oct 27, 2025 | Opinion, Residential Real Estate

If you think it costs a bundle to buy a house – what with a down payment and all – wait till you learn what it costs to sell one. How about more than $67,000, on average? That’s what the typical homeowner has paid, over the last two years, to sell their place,...

When Should Buyers Demand Repairs, or Seek Credits?

by Lew Sichelman | Oct 6, 2025 | Opinion, Residential Real Estate

There comes a time in most house sales when the buyer and seller have to decide who will pay for any necessary repairs. Who should take care of it? As with all real estate matters, it depends. Let’s say the inspection revealed a number of problems: The roof is leaking...
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