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Refis Soared in 2020, But Can Boom Continue?

Refis Soared in 2020, But Can Boom Continue?

by Bram Berkowitz | Nov 30, 2020 | Banking & Lending

Banks have had plenty of challenges in 2020 including lower commercial loan demand, less net interest income in the ultra-low-rate environment, and higher credit costs as a result of the coronavirus pandemic.  But if there has been one silver lining, it’s in the...
Fannie Doesn’t Shift on Appraiser Rules for Refis

Fannie Doesn’t Shift on Appraiser Rules for Refis

by James Sanna | Apr 16, 2020 | Banking & Lending, Coronavirus, Residential Real Estate

New guidance from federal bank regulators and Fannie Mae includes no changes on a key issue bedeviling the state’s real estate appraisers and mortgage lenders. Industry standards for mortgages sold on the secondary market have effectively prevented any refinance...
Refi Activity Surges After Fed Drops Rates

Refi Activity Surges After Fed Drops Rates

by Bram Berkowitz | Mar 30, 2020 | Banking & Lending, Residential Real Estate

The economic impact of coronavirus is expected to hit bank profitability hard, as customers struggle to make loan payments and growth projections slow with a large chunk of the world hunkering down to prevent the spread of the virus.  But the one bright spot banks are...

This Week’s Paper: Digital Edition

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